Oceangate Funding Group, a small-business funding broker in Ogden, Utah, works by phone and online with businesses in Syracuse, UT, a Davis County city. ZIP 84075 had 474 employer establishments in 2023, 68.6 percent with fewer than five employees and construction the largest sector. Lending partners make the credit decisions and set terms.
| County | Davis County, Utah |
|---|---|
| Distance | 10.6 miles south-southwest of 2618 Washington Blvd |
| ZIP 84075 employers | 474 establishments, 4,098 paid employees (ZBP 2023) |
| Under five employees | 68.6 percent of ZIP 84075 employers (same source) |
| Largest sector | Construction, 102 establishments (same source) |
Construction leads in ZIP 84075
Of the 474 employer establishments in ZIP 84075 in 2023, 102 were in construction, more than in the next two sectors combined: professional services (68) and health care (51). Real estate (46), food service (37), other services (33), retail trade (30) and administrative services (29) followed. The ZIP's employers had 4,098 paid employees and $153.0 million in payroll (U.S. Census Bureau, ZIP Code Business Patterns 2023).
Syracuse covers 29.1 percent of the ZIP's land, so these are ZIP figures that include areas outside the city.
Very small firms
325 of the ZIP's employers, 68.6 percent, had fewer than five employees. Firms that size rarely have a finance department, so requests usually come straight from the owner, and the owner's personal credit and guarantee tend to play a large part in what partners consider. About 6.3 percent of Syracuse's employed residents were self-employed (margin of error 1.8 points), split 3.9 percent incorporated and 2.4 percent unincorporated (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates).
What Syracuse, UT contractors and trades ask about
- Financing a first or second machine, trailer or work vehicle through equipment financing.
- A credit line to cover materials while waiting on a homeowner's or general contractor's payment.
- Working capital for a single large job that ties up cash for weeks.
We do not arrange trucking or agricultural financing.
Local licensing in Syracuse, UT
Syracuse is its own Davis County city, so local licensing runs through Syracuse rather than Ogden City.
Average firm size in ZIP 84075
ZIP 84075's 474 employers had about 8.6 paid employees each on average in 2023 (4,098 in total), the smallest average of the Davis County ZIP codes on this site, and payroll of roughly $37,300 per paid employee (U.S. Census Bureau, ZIP Code Business Patterns 2023). Payroll per employee is our own division of the published payroll by the published employee count; it mixes full-time and part-time jobs, so it is not a wage rate.
Small average size and a construction lead go together: many trade firms run with an owner and a few crew members. Real estate and rental and leasing, with 46 establishments, is the fourth-largest group; those businesses more often ask about term financing for improvements than about equipment. We do not arrange mortgages or other real estate loans.
Working with us from Syracuse, UT
We work with Syracuse owners by phone and online. Call (801) 618-3773 or send the short form. Weber County context is on our Ogden, UT page and does not describe Syracuse; the areas page lists other towns.
Syracuse, UT businesses we help
Oceangate Funding Group works with Syracuse, UT businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
What to gather before you call
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
- For equipment, the seller's quote with make, model and price
Partners differ in what they request; this list covers the usual ground.
How a request moves forward
- Reach us at (801) 618-3773 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Oceangate Funding Group is based at 2618 Washington Blvd, Ogden, UT 84401.
By Oceangate Funding Group · Updated